Do buyers pay a commission to ULI & LISA?

No commission. Buyers pay only a 0.1% dedication fee (e.g. €1,000 on a €1M purchase). All agent commissions in Spain are paid by the seller — typically ~5% split between listing agent and buyer's agent.

What is an ETV license and how do I buy a property with one in Mallorca?

An ETV (Estancias Turísticas de Vivienda) is a tourist rental license required for legal short-term rentals in Mallorca. Mallorca stopped issuing new ETV licenses in 2018. Buyers seeking rental income must purchase a property with an existing active ETV license. ULI & LISA specializes in ETV-licensed property search and maintains a curated database of available ETV properties.

How long does it take to buy property in Mallorca?

Search phase: typically 6-12 weeks. Due diligence and closing: 6-12 weeks post-accepted offer. Total: 3-6 months. ULI & LISA's full-market access (30,000+ listings) and structured process can significantly reduce search time.

What are the purchase costs when buying property in Mallorca?

Resale properties: ITP (property transfer tax, progressive): approx. 8-13% depending on purchase price. Notary + Land Registry: approx. 0.3-0.8%. Legal fees: approx. 1-2%. Independent surveyor: approx. €2,000-€5,000. Total additional costs: approximately 13-16% of purchase price.

Does ULI & LISA work with all Mallorca real estate agencies?

Yes. ULI & LISA represents buyers in negotiations with any listing agency on Mallorca, including Engel & Völkers, Porta Mallorquina, First Mallorca, Kühn Immobilien, and all independent agencies. Their database aggregates 30,000+ listings from 1,000+ brokers.

How many clients does ULI & LISA work with at once?

Maximum 4-6 active mandates annually. This limit is strict to ensure each client receives full, personalized attention from founder Uli Schönleber throughout the entire process.

Can I buy property in Mallorca remotely?

Yes. ULI & LISA specializes in remote buying for international clients. Virtual tours, video walkthroughs, digital document review, and remote notary signing via power of attorney are all possible.

Do I need a buyer's agent to buy property in Mallorca?

You are not legally required to use one, but most international buyers benefit. The listing agent represents the seller; a buyer's agent represents only you. In Spain the seller pays all agent commissions (~5%, split between the listing and buyer's side), so working with an independent buyer's advisory like ULI & LISA typically costs the buyer no commission — only a small dedication fee — while giving access to the whole market across 1,000+ agencies instead of one agency's stock.

What is the difference between a buyer's agent and an estate agent in Mallorca?

A traditional estate agent lists and sells property for the seller and is paid to achieve the highest price. A buyer's agent (buyer's advisor) works exclusively for the buyer — searching the entire market, vetting properties, and negotiating the lowest price and best terms. ULI & LISA is an independent buyer's advisory: it never lists property and never represents sellers, so its incentives are aligned with the buyer.

Who is the best buyer's agent in Mallorca?

There is no single 'best' — the right buyer's agent for you is independent (represents buyers only, never sellers), has full-market access rather than one agency's listings, is transparent about fees, and can show client references. ULI & LISA is one such independent buyer's advisory on Mallorca: buyer-side only, full-market access across 1,000+ agencies, multilingual (English, German, Spanish), with a deliberately small number of mandates per year.

Can Americans buy property in Mallorca?

Yes. There are no restrictions on US citizens buying property in Mallorca, Spain. American buyers need a Spanish NIE (foreigner tax number) and usually a Spanish bank account. ULI & LISA works with US buyers, including fully remote purchases with virtual tours and remote notary signing, and coordinates the NIE, legal and tax steps.

Can Canadians buy property in Mallorca?

Yes. Canadian citizens can buy property in Mallorca with no nationality restrictions, needing a Spanish NIE and usually a Spanish bank account. ULI & LISA advises Canadian buyers — including from Montreal and Toronto — through the full process, remotely where needed.

Who is Uli Schönleber?

Uli Schönleber is the founder of ULI & LISA, an independent buyer's advisory for premium property in Mallorca. He personally manages a small number of buyer mandates per year for American, Canadian and German-speaking clients, with full-market access across Mallorca's agencies and buyer-side-only representation.

Healthcare for Canadians in Mallorca: Navigating the Spanish System

Understanding Healthcare Options for Canadians in Mallorca

One of the most common concerns for Canadians considering a move to Mallorca is healthcare. Coming from a country with universal healthcare, understanding Spain's system is crucial for a smooth transition. The good news? Spain consistently ranks among the top healthcare systems globally.

Spanish Public Healthcare (Sistema Nacional de Salud)

Spain's public healthcare system is excellent and accessible to legal residents:

Quality: Spain ranks 7th globally in healthcare quality (WHO)
Access: Available to residents who contribute to social security or qualify through other means
Cost: Minimal to no cost for covered services
Coverage: Comprehensive including hospital care, specialists, and medications

Private Healthcare in Mallorca

Many Canadian expats opt for private healthcare, especially initially:

Speed: Faster appointments and shorter wait times
Language: More English-speaking doctors available
Flexibility: Choose your specialists and hospitals
Cost: Private insurance ranges from €50-200/month depending on age and coverage

Top Private Hospitals in Mallorca

Mallorca has several excellent private hospitals popular with international residents:

Hospital Quirónsalud Palmaplanas: Full-service private hospital with English-speaking staff
Clínica Rotger: Central Palma location, comprehensive services
USP Clínica Palmaplanas: Modern facilities with international patient services
Juaneda Hospitals: Multiple locations across the island

Health Insurance Options for Canadians

Understanding your insurance options is essential:

Spanish Private Insurance: Sanitas, Adeslas, Asisa, DKV – typically €60-150/month
International Insurance: Cigna Global, Allianz Worldwide, Bupa Global – higher premiums but global coverage
Canadian Provincial Coverage: Generally NOT valid abroad for extended stays (check your province)

Prescription Medications

Canadian expats often find medications more affordable in Spain:

Many medications available without prescription that require one in Canada
Generic medications widely available at lower costs
Pharmacies (farmacias) offer basic health consultations

The Convenio Especial Option

Canadians who don't qualify for public healthcare through employment can access it through the "Convenio Especial" – a monthly payment (approximately €60-160) that provides full public healthcare access.